Good Coin
Coin Collection- How to Find a Good Coin Dealer ?
Unlike many professions, dealing in coins has no education requirements, no competency testing, no continuing education, no bonding, and no background check. Therefore, just about anyone can get a business license, rent some retail space, and call himself a coin dealer. Governmental regulation of the coin business is nonexistent, and there is little or no self-regulation by the industry. Because money is the very essence of numismatics, the coin industry attracts people with a wide range of ethical values — to put it politely.
Even if the coin dealers are ethical, the overwhelming problem is that too many of them know almost nothing about rare coins. You’re more likely to get a bad deal on a rare coin from a coin dealer who is a nitwit than from a coin dealer who is a crook.
Most coin dealers are legitimate businesspeople who are ready and willing to serve your needs. They follow the rules and try to treat everyone fairly and with respect. But how do you separate the good from the bad? How can you protect yourself from the unscrupulous dealer or someone who just doesn’t know any better?
Don’t be afraid to investigate dealers. Be sure to ask the following questions and stay away from anyone who doesn’t give you satisfactory answers. Remember: It’s your money on the line.
How long have you been in business?
What are your professional affiliations?
Are you a member of the local Better Business Bureau (BBB)?
How large is your inventory?
Do you attend coin shows outside of your area?
Do you provide a want-list service?
Are you a member of any electronic exchanges?
Are you a submission center for any of the certification services?Generally, submission centers provide the prescreening service for free. Of course, you must still pay for the grading fees and postage, but all the required forms and supplies are provided for proper submission. As an added bonus, dealers who are submission centers may make a nice offer for your coins after they come back from the certification services, or they may make recommendations about resubmitting coins for a higher grade. Sometimes this information can be very, very valuable.
About the Author
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Le Coin Perdu (A Good Year)
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