Anthony Sba

Government Grants

The United States government provides economic aid from the general federal revenue to various recipients, as authorized by the law of the United States. These Government Grants are intended to carry out public support or stimulation of the economy.

There are 26 grant making agencies which provide funds to around 900 grant programs and these programs fall into 21 categories:

• Agriculture Grants
• Arts Grants
• Business and Commerce Grants
• Community Development Grants
• Consumer Protection Grants
• Disaster Prevention and Relief Grants
• Education Regional Development Grants
• Employment, Labor, and Training Grants
• Energy Grants
• Environmental Quality Grants
• Food and Nutrition Grants
• Health Grants
• Housing Grants
• Humanities Grants
• Information and Statistics Grants
• Law, Justice, and Legal Services Grants
• Natural Resources Grants
• Science and Technology Grants
• Social Services and Income Security Grants
• Transportation Grants

To find the business grants for which you are eligible, it is necessary to locate all of the agencies providing grants and see if you meet their requirements. These agencies can be found by sifting through the Government Grants site, and the internet.

Types of Funding

1. Grants- A grant is money that’s given for a specific purpose that you may not have to pay back. If you qualify and follow the terms and conditions of why the money’s being given, it’s basically money you don’t have to pay back, it’s free money.

2. Loans- Some Direct Loans from the Government are as low as ZERO PERCENT, while others may only be as high as 3%. These loans must be paid back; however with these low rates, they are still a very good deal. Loans with low interest rates are normally made to entrepreneurs, homeowners and developers. In addition if you have been turned down by a bank, you may be able to borrow up to $150,000 with a special Small Business Administration (SBA) program that guarantees the loan.

3. Subsidies- Many states will help pay part of the interest on a loan you obtain from a local lender. You may also be able to obtain tax incentives such as tax rebates and tax credits with some Government programs to help subsidize your expenses.

Grant Sources

There are 3 major sources of national grants funding, Federal, State and Local which include counties, cities, towns and villages. The mistake many people make is that they might only try calling a government agency such as HUD, but HUD doesn’t disperse the money in many of their programs. It goes instead to the local areas and it’s the local governments that disperse the money. For example HUD has CDBG (Community Development Block Grants) money with over $4.7 billion available in 2007, so you would have had to contact the local government to find out what CDBG funding was available in your area and what the qualifications were.

Another little known fact is that 23% of the budget for the Federal and State government has to be made available to small business to compete with. The SBA (Small Business Administration) targets their funding to businesses with $5 million or less in revenues and 500 or less employees.

In addition, these sources have a lot of programs which target funding for minorities, disabled people, veterans and WOMEN.

Apply Now

The easiest way to determine your eligibility for a national grants is to use one of the grants software programs.
These software programs automate the process of finding the grants for which you are eligible.
Grant application is made simple with the templates provided, and step by step instructions
are provided.
You will be able to find all the grants you can claim and make the claims quickly and easily.

The hard work is done for you, so what are you waiting for ? Find your grants at <a href=”http://www.citizensgrants.com/government-grants.php”><strong>Government Grants</strong></a>.

About the Author

Discover how to find and apply for your grants quickly and easily at Government Grants.

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